Done bought a house... OT

**chaserfan** · September 27th, 2006, 01:32 AM

buying a house is such a pain in the ass. you sign your name at least a million times by the time its over (or so it seems)

**DemonsAngel** · September 27th, 2006, 11:08 AM

that's great [img]graemlins/thumbs_up.gif[/img] you will have to show us pics when you get all settled! we are going to buy a house one day in the future but we want at least 1 vehicle paid for first. but my step-dad said he thinks after the first of the year interest rates and prices are going to fall so we might just look into it. i wish we could buy a house for under $150, that will get us a cozy 3/2 around here, maybe.

**Andyman** · September 27th, 2006, 11:50 AM

Are you anywhere near Adamstown? We're having Botstock IV (gathering of toy robot collectors) at the Toy Robot Museum in Stoudburg Village next May. Maybe I can drop by?

**Biomechanoid** · September 27th, 2006, 01:00 PM

Adamstown is just off of the PA Turnpike down by Lancaster - you'll be passing within 30 miles of me at Somerset if that's the route you're taking. You'd be more than welcome to stop by!

**Biomechanoid** · October 5th, 2006, 02:15 PM

<marquee>...The point of no return...</marquee>

Soooo....the inspection went really well. As it turned out, the guy that Amerispec sent was someone I kinda knew from back in the day. Just a funny coincidence, but it made the experience a lot less stressful seeing a familiar face. He was very professional, took quite a few pictures, and found no major problems. He was able to get a closer look at the roof than I had previously, and while there were a few shingles broken he couldn't find any leaks or even dampness in the wood other than around the chimney. I'm quite pleased to report that based on what he found we were able to negotiate some minor repairs and now there is brand new flashing around that chimney (thanks SW! BTW, the rafters are 24" centers, 5/8" planks, a layer of sheeting and then 1 layer of asphault shingles - attic is well-ventilated). Right now, everything is in the lawyer's hands and I believe we're still on schedule to sign sometime around the 16th.

Oh, the boxes we've collected...

**macabeee** · October 5th, 2006, 06:00 PM

Great news Imbalance!

Just make sure to get your signin' hand prepared!!

**Street Worm** · October 17th, 2006, 04:22 PM

now there is brand new flashing around that chimney (thanks SW! BTW, the rafters are 24" centers, 5/8" planks, a layer of sheeting and then 1 layer of asphault shingles - attic is well-ventilated).

<font size="2" face="Verdana, Helvetica, sans-serif">So I'd guess that at one time it was a wood shingle roof-
those were stripped off sheathing put down & then shingled........
not bad-

hope they went with copper or lead for the flashing,
sounds like you're well on your way [img]smile.gif[/img]

<font color="#cd6600" size="1">[ October 17, 2006 01:23 PM: Message edited by: Street Worm ]</font>

**Biomechanoid** · October 18th, 2006, 03:43 AM

So far, so good...

We're supposed to be getting an update tonight. The only last minute cost factors I'm concerned about would be if the laywer found something wrong with the deed and we would have to not only pay for a survey of the property but possibly push us back into November and another month's rent, or the potential that the appraiser increased the value substantially and we have to renegotiate the whole thing, or both...scary...

I'm going to need therapy when all of this is over... forums

**Biomechanoid** · October 19th, 2006, 01:58 PM

Now all the sudden the fucking appraiser says we need flood insurance?! The insurance company didn't think we needed fucking flood insurance, where does this asshole come off? Maybe for a 500 year event or some shit...where's the fucking dynamite, I'll re-route that shit creek...

[img]mad.gif[/img]

So, they tell us they have to check with FEMA to find out for sure if the house will need to be covered. It's arguable that part of the property is within the floodplane, but the elevation that the house sits on should be high enough to be exempt. The rental unit is perhaps a different story, but since it shall remain unoccupied for the time being it should be a moot point. Let it burn, flood, float away, whatever, I'll put a garage in its place. But if they come back and want to triple our insurance I think we'll be backing out of the deal. Yeah, FEMA, I got a printout from their site that makes it look iffy, looks like it puts us within 200' of the flood zone. We'll see.